User’s Agreement

These terms constitute a legal agreement and create a binding contract between the Client (User) and Fincento. The terms between you and Fincento do not enumerate or cover all rights and obligations of each party, and do not guarantee full alignment with needs arising from future development. Therefore, the General Terms and Conditions published in the Fincento website are considered as an integral part of this agreement, as well as the Privacy Policy. Client’s use of Fincento services is considered as acceptance of this Agreement as well as the above mentioned documents.

Fincento reserves the right to change or modify this Agreement in its discretion at any time. Fincento will notify such changes by updating the terms on its. All modifications of this Agreement and other documents published in Fincento website become effective upon such publication of those. Same relates to changes. By continuation of the usage of Fincento’s services after the publichation of such changes, the Client confirms the approval of those.

By accessing and using the services of Fincento, the Client warrants that the Client has not been included in any list of economic sanctions.

Fincento serves as a online platform for cryptocurrency trading, and provides Users with a trading platform, services, technical services. Users must register and open an account with Fincento, prior to trading. “FIAT” currency operations are not offered by the Fincento platform on regular basis, however, can be tailor-organized on individual basis, fitting the particular Client’s requirements.

Although Fincento has been committed to maintaining the accuracy of the information provided through Fincento services and websites, Fincento does not guarantee its accuracy, applicability, reliability, integrity, performance or appropriateness, nor shall Fincento be liable for any loss or damage that may be caused directly or indirectly by your use of these contents. The information about Fincento’s services and websites may change without notice. Fincento does not provide investment or consulting advice of any kind, and is not responsible for the use or interpretation of information. All Users of Fincento Services must understand the risks involved in cryptocurrency trading, and are recommended to trade responsibly within their own capabilities.

The User’s (Client’s) account can only be used by the account registrant. Fincento reserves the right to suspend, freeze or cancel the use of accounts by persons other than account registrant. If you suspect or become aware of any unauthorized use of your username and password, you should notify Fincento immediately. Fincento assumes no liability for any loss or damage arising from the use of account by any third party with or without your authorization.

User’s personal data will be properly protected and kept confidential, but Fincento has the right to collect, process, use or disclose your personal data in accordance with the GDPR policy and/or applicable laws.

By accessing Fincento’s website and services provided therein, the User agrees that Fincento has the right to investigate any violation of the usage terms and this Ageement, unilaterally determine whether the User has violated these terms, and take actions under relevant regulations without User’s consent or prior notice.

Upon completion of the registration for your Fincento account, you may conduct crypto-to-crypto trading on Fincento in accordance with the provisions of this Agreement and other relevant documentation that applies.

The Client agrees to pay Fincento’s fees. Fincento may, in its discretion, update the fees at any time. Any updated fees will apply to any sales or other transactions that occur following the effective date of the updated fees. You authorize Fincento to deduct from your account any applicable fees that you owe under these Terms.

Fincento offers a service to provide Users with value-added services for their idle cryptocurrency assets. To use Fincento investment services, the Client agrees to invest the cryptocurrency assets owned by the Client for an individually set and pre-agreed period of 5 to 10 years; without the right of premature withdrawal unless individually agreed otherwise; at the annual (yearly) interest rate of 8% or other rate if agreed so individually, which is payable and the end of the whole period, together with the return of the invested asset as such. When using Fincento investment service, the Client (User) should note that:

1. assets will be used in cryptocurrency leveraged borrowing and other businesses.
2. the Client unconditionally authorizes Fincento to operate the Client’s invested assets during the designated period of investment time.
3. the Client shall abide by relevant laws and regulations to ensure that the sources of Client’s crypto assets are legitimate.
4. when investing, the Client should fully recognize the risks of investing and operate cautiously.
5. the User agrees that all investment operations conducted on Fincento website represent your investment intentions and that the User unconditionally accepts the potential risks and benefits of his/her investment decisions.
6. Fincento reserves the right to suspend or terminate Fincento investment service. If necessary, Fincento can suspend and terminate Fincento investment service at any time.
7. because of network/internet delays, computer system failures and other force majeure, which may lead to delay, suspension, termination or deviation of execution of Fincento services, Fincento will use reasonable effort to ensure but not promise that Fincento service execution system runs stably and effectively.

The Client/User agrees that Fincento shall have the right to immediately suspend Client’s Fincento account (and any accounts beneficially owned by related entities or affiliates), freeze or lock the crypto assets in all such accounts, and suspend your access to Fincento for any reason including if Fincento suspects any such accounts to be in violation of this Agreement and other applying terms, or any applicable laws and regulations. Client agrees that Fincento shall not be liable to the Client for any permanent or temporary modification of the Client’s Fincento account, or suspension or termination of Client’s access to all or any portion of Fincento services. The above account controls may also be applied in the cases when Fincento considers such approach as reasonably required for security purposes, or: 1) The account is subject to a governmental proceeding, criminal investigation or other pending litigation; 2) Fincento detects unusual activities in the account; 3) Fincento detects unauthorized access to the account.

In case of any of the following events, Fincento shall have the right to directly terminate this Agreement by cancelling Client’s account, and shall enjoy the right but not the obligation to permanently freeze (cancel) the authorizations ofClient’s account on Fincento and withdraw the corresponding Fincento account thereof: 1) after Fincento terminates services to the Client; 2) Client allegedly registers or registers in any other person’s name as a Fincento User again, directly or indirectly; 3) the information that the Client havs provided is untruthful, inaccurate, outdated or incomplete; 4) when this Agreement is amended, Client states unwillingness to accept the amended version by applying for cancellation of Fincento account or by other means; 5) Client requests that Fincento Services be terminated; and 6) any other circumstances where Fincento deems it should terminate services.

Fincento is not to be considered a broker, an intermediary, an agent, or advisor and has no fiduciary relationship or obligation to the Client in connection with any trades or other decisions or activities effected by the Client using Fincento services. No communication or information provided to Client by Fincento is intended as, or shall be considered or construed as, investment advice, financial advice, trading advice, or any other sort of advice. Unless otherwise specified in this Agreement or relevant terms, all trades are executed, based on the parameters of Client’s order instructions and in accordance with posted trade execution procedures, and Client is solely responsible for determining whether any investment, investment strategy or related transaction is appropriate for the Client according to Client’s personal investment objectives, financial circumstances and risk tolerance, and Client shall be solely responsible for any loss or liability therefrom. Client should consult legal or tax professionals regarding Client’s specific situation, if needed. Fincento does not recommend that any crypto asset should be bought, earned, sold, or held by the Client. Before making the decision to buy, sell or hold any crypto asset, the Client should conduct own due diligence and consult own financial advisors prior to making any investment decision. Fincento will not be held responsible for the decisions Client makes to buy, sell, or hold a crypto asset based on the information provided by Fincento.

It is Users’ responsibility to abide by local laws in relation to the legal usage of Fincento services in their local jurisdiction as well as other laws and regulations applicable to Users. Users must also factor, to the extent of their local laws all aspects of taxation, the withholding, collection, reporting and remittance to their appropriate tax authorities.

Arbitration rules applicable in cases of disputes to be adjudicated between the Client/User and Fincento: the arbitration shall be subject to the Rules of Arbitration of the International Chamber of Commerce (the “ICC”) then in force (the “ICC Rules”), as modified by this Section X. The arbitration will be administered by the International Court of Arbitration of the ICC. Unless the parties agree otherwise, there shall be only one (single) arbitrator appointed in accordance with the ICC Rules, to be chosen by Fincento. Any arbitration will be conducted in the English language, in written process.

Final provisions.: 1) Independent parties. Fincento is an independent contractor but not an agent of the Client in the performance of this Agreement. This term shall not be interpreted as facts or evidence of an association, joint venture, partnership, or franchise between the parties.;2) Entire Agreement. This Agreement and included terms constitute the entire agreement between the parties regarding use of Fincento services and will supersede all prior written or oral agreements between the parties, if such exist. No usage of trade or other regular practice or method of dealing between the parties will be used to modify, interpret, supplement, or alter the terms herein; 3) Interpretation and Revision. Fincento reserves the right to alter, revise, modify, and/or change this Agreement at any time. All changes will take effect immediately upon being published on Fincento website. It is Client’s responsibility to regularly check relevant pages on Fincento’s website to confirm the latest version; 4) If the Client does not agree to any such modifications, Client’s only remedy is to terminate usage of Fincento services and cancel account. Client agree that, unless otherwise expressly provided in this Agreement and relevant terms, Fincento will not be responsible for any modification or termination of Fincento services by the Client or any third party, or suspension or termination of Client’s access to Fincento’s services; 5) Force Majeure. Fincento will not be liable for any delay or failure to perform as required by this Agreement because of any cause or condition beyond Fincento’s reasonable control; 6) Severability. If any portion of this Agreement is held invalid or unenforceable, such invalidity or enforceability will not affect the other provisions of this Agreement, which will remain in full force and effect, and the invalid or unenforceable portion will be given effect to the greatest extent possible; 7) Assignment. The Client may not assign or transfer any right to use Fincento services or any of Client’s rights or obligations under this Agreement without prior written consent from Fincento, including any right or obligation related to the enforcement of laws or the change of control. Fincento may assign or transfer any or all of its rights or obligations under this Agreement and applying terms, in whole or in part, without notice or obtaining your consent or approval; 8) Waiver. The failure of one party to require performance of any provision will not affect that party’s right to require performance at any time thereafter. At the same time, the waiver of one party to seek recovery for the other party’s violation of this Agreement or any provision of applicable terms shall not constitute a waiver by that party of any subsequent breach or violation by the other party or of the provision itself; 9) Third-Party Website Disclaimer. Any links to third-party websites from Fincento does not imply endorsement by Fincento of any product, service, information or disclaimer presented therein, nor does Fincento guarantee the accuracy of the information contained on them. If the Client suffers loss from using such third-party product and service, Fincento will not be liable for such loss. In addition, since Fincento has no control over the terms of use or privacy policies of third-party websites, the Client should read and understand those policies carefully.